Shopify Fee Calculator.

Guide

About the Shopify Fee calculator

This Shopify fee calculator shows what Shopify takes on a sale and what actually reaches your bank — the part most plan-price comparisons leave out. Choose your plan and payment method, enter an order value, and see the per-sale fee, your payout, and how the monthly plan stacks on top.

Shopify's two costs: plan + per-sale fee

Shopify charges a fixed monthly subscription and a fee on every transaction. The monthly plans (billed monthly) are Basic at $39, Grow at $105, and Advanced at $399; annual billing lowers these to roughly $29, $79 and $299. The plan buys features and lower rates — but the per-sale fees are usually the bigger number once you're selling steadily, which is what this tool makes clear.

Shopify Payments processing rates

If you use Shopify Payments (the built-in processor), you pay a card rate per online transaction and no separate transaction fee:

- **Basic:** 2.9% + 30¢ - **Grow:** 2.7% + 30¢ - **Advanced:** 2.5% + 30¢

On a $100 online order, that's $3.20 on Basic (you keep $96.80), $2.97 on Grow, and $2.80 on Advanced. In-person (POS) rates differ and are lower; this calculator uses the online rates.

Third-party gateway surcharge

If you use an external payment gateway — Stripe, PayPal, Amazon Pay or another processor — instead of Shopify Payments, Shopify adds a surcharge on top of that processor's own fee: **2% on Basic, 1% on Grow, 0.5% on Advanced** (and 0.15% on Plus). Importantly, that surcharge is only Shopify's cut — the external processor still charges its own percentage-plus-fixed fee separately. So a third-party gateway usually costs more overall than Shopify Payments, which is exactly why Shopify prices it that way. When you pick "third-party gateway" here, the calculator shows Shopify's surcharge; add your processor's own fee (from its calculator) for the full picture.

Which plan is cheapest for you?

Because higher plans cost more monthly but charge less per sale, the cheapest plan depends on your volume. A rough way to think about it: the extra monthly cost of moving up a plan is only worth it once the per-sale savings across all your orders exceed that difference. For example, moving from Basic to Grow costs $66 more per month but drops the card rate from 2.9% to 2.7% — a 0.2% saving, which breaks even at around $33,000 in monthly card sales. Run your typical order value and monthly volume through the calculator on each plan to find your break-even.

What's included and what isn't

This calculator models Shopify's own fees: the Shopify Payments card rate or the third-party surcharge. It does not include the monthly plan in the per-sale figure (it's shown separately as context), nor app subscriptions, shipping labels, currency-conversion fees, or chargeback fees, which vary by store. For a third-party gateway, remember to add that processor's own fee. Rates are Shopify's published US online rates; in-person rates and non-US markets differ.

Reading your real Shopify cost

Sellers consistently underestimate Shopify's cost because they anchor on the monthly plan price and forget the per-sale processing. A store doing $50,000/month on Basic pays roughly $1,450 in card fees plus $150 in fixed per-transaction fees plus the $39 plan — over $1,600, or more than 3% of revenue. Knowing the real per-sale fee lets you price products with the right margin instead of discovering the gap at payout. Confirm your exact rates in your Shopify admin, since Shopify occasionally updates pricing and offers plan-specific promotions.