Acceptance of Terms
By accessing or using Finance Tools India ("the site", "we", "our"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the site. We reserve the right to update these terms at any time. Continued use of the site after changes constitutes acceptance of the revised terms.
Nature of the Service
Finance Tools India provides free online finance calculators for informational and educational purposes. All tools are available at no cost and require no registration or login. The site is intended for use by individuals seeking to understand and estimate financial figures related to loans, investments, taxes, and savings in the context of the Indian financial system.
No Financial Advice
The results produced by any calculator on Finance Tools India are estimates based on standard mathematical formulas and general assumptions. They are provided for informational purposes only and do not constitute financial, investment, tax, or legal advice. Finance Tools India is not a registered financial advisor, investment advisor, or tax consultant.
You should always verify any calculation results with your bank, NBFC, employer, chartered accountant, or a qualified financial advisor before making any financial decision. We are not responsible for any decisions made based on the results shown on this site.
Accuracy of Information
We make reasonable efforts to ensure that all formulas and information on this site are accurate and up to date. However, we do not guarantee the accuracy, completeness, or timeliness of any information. Interest rates, tax slabs, GST rates, and other financial parameters are subject to change by regulatory authorities. Always check the latest figures with the relevant institution or government body.
Permitted Use
You may use Finance Tools India for personal, non-commercial purposes. You may share links to individual tool pages. You may not scrape, copy, reproduce, or republish the content, code, or calculators from this site without explicit written permission. You may not use automated tools to access or extract data from the site.
Intellectual Property
All content on Finance Tools India — including the design, text, calculators, code, and structure — is owned by Finance Tools India and is protected under applicable intellectual property laws. Unauthorised reproduction or redistribution of any part of this site is prohibited.
Limitation of Liability
Finance Tools India and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the site or its calculators. This includes but is not limited to financial losses resulting from reliance on calculator outputs, errors in results due to incorrect inputs, or decisions made based on information found on this site.
The site is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, fitness for a particular purpose, or non-infringement.
Third-Party Services
The site may use third-party services such as Google Analytics and Google AdSense. These services are governed by their own terms and privacy policies. Finance Tools India is not responsible for the practices of these third-party providers.
Governing Law
These Terms of Use are governed by the laws of India. Any disputes arising from the use of this site shall be subject to the exclusive jurisdiction of the courts in India.
Contact
If you have any questions about these Terms of Use, please contact us at: trilumos.app@gmail.com